Section

Pensions

The Canada Pension Plan from the inside: payments, survivors, children, and the paperwork that keeps the money arriving.

A woman in her late sixties at a kitchen table in autumn, reading a single sheet of paper beside a mug of tea.

Your CPP payment may look different this year: the annual increase explained

The Canada Pension Plan’s scheduled January adjustment raised CPP benefits already being paid in 2025 by 2.0% for 2026. Here is why the deposit does not always make that obvious.

23 October 2026 · 8 min read

A man around seventy at a writing desk by a snowy window, on the telephone with a pen and a blank notepad.

What to do when your bank account changes but your CPP doesn’t know yet

A new account, a closed branch, a joint account after a death. How CPP and OAS deposit details are actually changed, how long it takes, and what never to hand to anyone else.

23 October 2026 · 7 min read

A grandmother and her teenage granddaughter talking at a kitchen table with school books.

The CPP children’s benefit many families never hear about

When a parent who paid into the Canada Pension Plan dies or becomes disabled, their children may qualify for a monthly benefit of their own, in some cases until 25.

23 October 2026 · 5 min read

A woman in her seventies sitting at a dining table with a closed folder, looking out of a window.

Why a CPP pension and a CPP survivor’s pension don’t simply add up

Two CPP benefits paid to one person become one combined payment, with a ceiling. What that means for a household that has just lost one of its two pensions.

23 October 2026 · 6 min read

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