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Fette Fische Bazar
Canadian retirement benefits & household money
The Saturday Post
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Your CPP payment may look different this year: the annual increase explained

The Canada Pension Plan’s scheduled January adjustment raised CPP benefits already being paid in 2025 by 2.0% for 2026. Here is why the deposit does not always make that obvious.

Read the explanation
Fette Fische Bazar Editorial
8 min read · Sponsored by JBV Consultancy OÜ

Pensions All articles

A grandmother and her teenage granddaughter talking at a kitchen table with school books.
The CPP children’s benefit many families never hear about

When a parent who paid into the Canada Pension Plan dies or becomes disabled, their children may qualify for a monthly benefit of their own, in some cases until 25.

 Why a CPP pension and a CPP survivor’s pension don’t simply add up

Benefits All articles

A couple in their seventies unpacking groceries from paper bags in a bright kitchen.
The provincial top-ups that sit on top of OAS and GIS

Ontario, British Columbia, Alberta, Saskatchewan and Manitoba each add something for low-income seniors. Some arrive on their own; one has to be applied for.

 What the Allowance pays to spouses between 60 and 64 How OAS works for people who came to Canada as adults
A series in four parts

When there are two of you

Couples are treated differently by almost every benefit and tax rule, and the differences grow when one partner falls ill or dies. Four pieces on the money that moves between spouses.

Start with part 1
A man of about seventy and a woman in her early sixties talking on the porch of a wooden house in autumn.
Part 1
What the Allowance pays to spouses between 60 and 64
 A couple in their seventies sorting papers into piles at a kitchen table under a lamp.
Part 2
The senior tax credits one spouse can hand to the other
 A woman in her seventies sitting at a dining table with a closed folder, looking out of a window.
Part 3
Why a CPP pension and a CPP survivor’s pension don’t simply add up
 A man in his fifties listening to his elderly father at a dining table with a closed folder.
Part 4
Why a power of attorney doesn’t automatically cover federal benefits

Figures worth keeping

Published government amounts, with the period they apply to.

$307.81
Monthly CPP children’s benefit in 2026, a flat rate per eligible child.
Who can receive it
$1,448.06
Maximum monthly Allowance for a spouse aged 60 to 64, October to December 2026.
The income cut-offs
1/40
The share of a full OAS pension earned for each year lived in Canada after age 18.
How partial OAS works
$92
Maximum monthly Ontario GAINS top-up for the July 2026 to June 2027 benefit year.
Other provinces

Taxes All articles

A couple in their seventies sorting papers into piles at a kitchen table under a lamp.
The senior tax credits one spouse can hand to the other

The age amount, the pension income amount and the disability amount can move across the kitchen table on line 32600. Why that matters when one partner has little tax to pay.

 The disability tax credit and why it opens more than one door

Home & family All articles

A woman in her late forties holding hands with her elderly mother by a window in a care-home room.
What changes in the budget when a parent moves into long-term care

In Ontario the resident pays an accommodation charge set by the province. How the 2026 rates work, who can get the basic rate reduced, and what the tax return can recover.

 Why a power of attorney doesn’t automatically cover federal benefits
The Saturday Post

Every Saturday: one rule explained, one date, one thing to check.

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