Terms of use
Effective .
1. Provider
This website, fettefischebazar.com, is provided by JBV Consultancy OÜ (registry code 14807025, VAT EE102224454), Sepapaja tn 6, 15551 Tallinn, Harju maakond, Estonia. By using the site you agree to these terms.
2. What this site is
Fette Fische Bazar is a sponsored information website about Canadian retirement benefits, taxes and household money. It is financed by JBV Consultancy OÜ and promoted with paid advertising. Every page shows a sponsorship notice, and the main promoted article is also labelled as an advertisement directly above its headline.
3. General information only
Articles explain public programs and rules in general terms. They are not financial, tax, legal, investment or pension advice and do not take your personal situation into account.
- Published government amounts are quoted with the period they apply to; they change, usually every year or every quarter.
- Worked examples use hypothetical people and numbers and are labelled as illustrations. They are not estimates, offers or promises of what any reader will receive.
- We do not recommend or sell financial products, and no article is an endorsement of any provider.
For decisions about your own benefits or taxes, rely on the official source and, where useful, a qualified professional.
4. Independence from government
This site is not run by, connected to or endorsed by the Government of Canada, Service Canada, Employment and Social Development Canada, the Canada Revenue Agency or any provincial or territorial government. Nothing on it can start, speed up, change or guarantee any benefit or tax outcome. There is no application, registration or fee on this site for any government program.
5. Information we will never request
Do not send us a Social Insurance Number, bank or card details, or any government account password. The only personal information this site asks for is an email address, and only if you choose to subscribe to The Saturday Post.
6. Accuracy and availability
We check figures against official sources and show the date they were checked. Even so, we cannot warrant that every statement is complete, current or free of error, or that the site will always be available. We may update or remove content at any time.
7. External links
Links to government and other websites are provided so that you can verify what we write. We are not responsible for the content or availability of those websites, and a link does not imply any relationship with their operators.
8. Use of content
You may read, print and share pages for personal, non-commercial purposes. Republishing, systematic copying, scraping or commercial use requires our prior written consent.
9. Liability
To the extent permitted by law, JBV Consultancy OÜ is not liable for loss arising from reliance on general information published on this site. This does not limit liability for intent or gross negligence, for injury to life, body or health, or any other liability that cannot be excluded by law, and it does not affect your statutory rights as a consumer.
10. Newsletter
The Saturday Post is free. You subscribe by entering your email address and confirming the link we send you, and you can unsubscribe from any issue. All articles remain fully readable without subscribing. Details are in the privacy policy.
11. Governing law
These terms are governed by the laws of the Republic of Estonia. If you are a consumer living in another country, you keep the protection of the mandatory consumer laws of your country of residence, and you may bring proceedings where those laws allow.
12. Changes and contact
We may revise these terms; the version shown here, with its effective date, applies. Questions: info@fettefischebazar.com. Full company details are in the imprint.